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Whether you're a first-time home buyer or you're looking to refinance an existing mortgage, Old Age Retirement Credit Union Bank has a solution for you. Our expert real estate and lending team members will walk you through the process from start to finish, always keeping your best interest top of mind.
Ready to take the leap into home ownership? Are you looking to lower your monthly payment or shorten your loan term? We're ready to help you every step of the way.
Buying a home should be exciting and rewarding. Old Age Retirement Credit Union Bank has a home buying service and rewards program exclusive and free to our members that finance through us.
Paying too much on your monthly mortgage? Consider refinancing with Old Age Retirement Credit Union Bank to lower your payment and save money in the long run. There's no better time to explore the savings you can get with a lower rate and better term.
Leave your high-rate home loan in the dust and refinance with a Fixed or Adjustable-rate home loan.
Make your home pay off for you and get a home equity line of credit or home equity loan.
You’ll have access to HUGE discounts when you buy or sell your home, including a 20% commission rebate.4
APR=Annual Percentage Rate. Rates and terms as of 03/23/2024 based on credit history, subject to credit approval, and subject to change without notice. Loans over 80% LTV require mortgage insurance. Payment examples do not include property insurance and taxes, and the payment will be higher than disclosed payments. Some loans are available for second homes and investment properties in CA at different rates and terms. Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. Restrictions apply.
Have questions? Want more information? We’re more than happy to get in touch. Let’s Talk. Just complete the form.