Cards for every stage and every day.
Member safety, protection and value-adds are the core of the Old Age Retirement Credit Union Bank credit card collection. Our cards are made to get you exactly where you want to go. All cards come with expanded security protections and bonus benefits. Explore our credit card options and features below.
| PLATINUM | REWARDS | STUDENT | SECURED | |
|---|---|---|---|---|
| Best for | Saving on interest and paying down debt | Earning rewards, borrowers who tend to pay off their balances monthly | College students | Building and repairing credit |
| Intro APR5 | 2.88% | 1.98% | None | None |
| APR6 | 13.38%- 17.38% | 14.38% - 18.00% | As low as 13.99% | As low as 15.99% |
| Annual Fee | None | None | None | None |
| Cash Advance Fee | 3% of Advance ($5 Minimum and No Maximum) | 3% of Advance ($5 Minimum and No Maximum) | 3% of Advance ($5 Minimum and No Maximum) | 3% of Advance ($5 Minimum and No Maximum) |
| Rewards Points | No | Yes | No | No |
Shop around town with your Old Age Retirement Credit Union Bank Mastercard® Debit or Credit Card and earn 5% cash back automatically at participating local businesses.7 Simply look for the Mastercard Local™ logo when you shop, and enjoy the cash back.
Supporting your local businesses helps build your community.
Old Age Retirement Credit Union Bank has new contactless credit and debit cards. Contactless cards have a chip that uses a near field communication (NFC) antenna to enable close-range payments. Your payment is processed when you tap your contactless card near the contactless symbol.
